Armstrong & Associates must follow strict federal guidelines when attempting to collect a debt. If they are calling you repeatedly throughout the day or contacting you early in the morning or late at night, this could be considered harassment under the FDCPA. Debt collectors are not allowed to make false threats of lawsuits, wage garnishment, or arrest to pressure you into paying. Ano... https://protectionforconsumers.com/facing-armstrong-associates-debt-collection-harassment/